/* * Serves the "How to Manage Your Finances Biblically" landing page at /book * - Change $slug below to use a different address (letters, numbers, hyphens only). * - Run snippet everywhere (the default). * - Images must be uploaded to Media first (see instructions); $folder is the year/month they were uploaded. */ add_action( 'template_redirect', function () { $slug = 'book'; $folder = '2026/11'; $path = trim( (string) parse_url( $_SERVER['REQUEST_URI'], PHP_URL_PATH ), '/' ); if ( $path !== $slug ) { return; } $uploads = trailingslashit( wp_upload_dir()['baseurl'] ) . $folder . '/'; $html = <<<'FINANCES_PAGE_HTML' How to Manage Your Finances Biblically
BecomingChristians
A 14-Part Bible Study

Manage Your Money God's Way and Finally Live With Peace

How to Manage Your Finances Biblically is a practical, Scripture-based study for Christians who are tired of money stress, debt and guilt, and want to grow, steward and glorify God with every dollar.

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  • 14 chapters + final chapter
  • 10 bonus chapters
  • Verses, reflection questions and prayers
Book cover of How to Manage Your Finances Biblically, showing a man studying an open Bible with highlighted verses

Be honest with yourself

Does money feel like stress, shame or struggle?

Money is one of the most misunderstood and mismanaged areas of the Christian life. Here is where many believers get stuck, and how this study speaks to each one.

You say

"I'm earning enough, so why am I always broke?"

The book says

Most people don't have an income problem. Chapter 2 shows how to find the heart issues behind overspending and spend less than you earn.

You say

"Tithing feels like a tax, and giving makes me nervous."

The book says

Chapter 3 explains why God doesn't need your money but wants your heart, and how to give from the top, not the leftovers, with joy instead of guilt.

You say

"Debt is crushing me, and I'm ashamed of it."

The book says

Chapter 5 says you are not your debt. You get a prayerful plan to avoid bad debt and climb out of the pit, one payment at a time.

You say

"Is saving for the future a lack of faith?"

The book says

Chapters 4 and 10 show that saving, investing and building an emergency fund are acts of stewardship, wise and not faithless.

You say

"Everyone else has more. I can't stop comparing."

The book says

Chapter 7 tackles covetousness and teaches contentment, with a 7-Day Contentment Challenge as a bonus.

You say

"Money keeps causing fights in our marriage."

The book says

Bonus chapters on marriage and stewardship and on teaching your kids help your household get on the same page, in prayer.

You say

"I lie awake worrying about the future."

The book says

Chapters 1 and 14 move the weight off your shoulders. A bonus chapter gives you a Christian's guide to financial anxiety.

The big idea

What if your money wasn't just a resource, but a ministry?

  • Recognize God as the true Owner of everything you have
  • Spend wisely, save diligently and give generously
  • Escape the trap of debt and anxiety
  • Build a financial life marked by peace, contentment and purpose
  • Think generationally and leave a legacy that honors God

You're not the owner. You're the steward.

Every dollar you save, give, spend or invest can be a form of worship. This study walks you through the shift from "mine" to "entrusted to me", and shows how that one change brings freedom from the burden of control, clarity in your decisions and a heart of gratitude.

This isn't prosperity gospel hype, and it isn't about guilt-tripping you into tithing. It's about learning to handle money in a way that reflects your trust in God, and not the world's broken systems.

What's inside

14 chapters. One Scripture at the heart of each.

Tap any chapter to see its key verse and what you will learn. Go at your own pace, but stay consistent.

1Recognize God as the True Owner of EverythingPsalm 24:1
"The earth is the Lord's, and all its fullness, the world and those who dwell therein."PSALM 24:1 (NKJV)

Biblical stewardship begins by acknowledging that everything belongs to Yahweh. You are a manager, not an owner.

  • Shift from ownership to stewardship
  • Make financial decisions with God's will in mind
  • Cultivate gratitude for what you've been entrusted with
2Spend Less Than You EarnProverbs 21:20
"There is desirable treasure, and oil in the dwelling of the wise, but a foolish man squanders it."PROVERBS 21:20 (NKJV)

Overspending is a heart issue before it is a money issue. Living within your means builds stability and honors God.

  • Track income vs. expenses
  • Delay gratification when necessary
  • Avoid lifestyle inflation
3Pay God FirstProverbs 3:9-10
"Honor the Lord with your possessions, and with the firstfruits of all your increase."PROVERBS 3:9 (NKJV)

Putting God first shows trust and worship. It is about priority, and not a percentage.

  • Tithing is a spiritual discipline, not just a duty
  • Give from the top, not the leftovers
  • Develop a cheerful and generous heart
4Save and Invest WiselyProverbs 13:11
"Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase."PROVERBS 13:11 (NKJV)

The Bible encourages saving and preparing for the future. Small, consistent saving leads to long-term blessing.

  • Start early with what you can
  • Be consistent and strategic
  • Avoid get-rich-quick schemes
5Avoid Bad DebtProverbs 22:7
"The rich rules over the poor, and the borrower is servant to the lender."PROVERBS 22:7 (NKJV)

Debt can be a form of bondage. Learn what to avoid, what to pray about and how to pay off what you owe.

  • Avoid consumer debt (credit cards, payday loans)
  • Don't co-sign loans irresponsibly
  • Pay off debt diligently
6Budget DiligentlyLuke 14:28
"For which of you, intending to build a tower, does not sit down first and count the cost?"LUKE 14:28 (NKJV)

A budget is a map, not a cage. It gives direction and control, and it turns your values into a plan.

  • Use a simple, repeatable method
  • Adjust regularly
  • Involve the whole family when appropriate
7Practice Contentment1 Timothy 6:6
"Now godliness with contentment is great gain."1 TIMOTHY 6:6 (NKJV)

Contentment guards your heart against greed and envy and keeps your eyes on eternal values.

  • Reject covetousness
  • Learn to be satisfied with what God provides
  • Resist cultural pressure to accumulate more
8Work Diligently and EthicallyProverbs 10:4
"He who has a slack hand becomes poor, but the hand of the diligent makes rich."PROVERBS 10:4 (NKJV)

Work is a calling. Honest labor honors God and creates the opportunity to earn and to give.

  • Be industrious
  • Choose integrity over income
  • View work as worship
9Educate Yourself FinanciallyProverbs 4:7
"Wisdom is the principal thing; therefore get wisdom."PROVERBS 4:7 (NKJV)

The more you learn, the better you manage. Financial knowledge helps you avoid costly mistakes.

  • Read books, study Scripture and seek wise counsel
  • Understand the basics of investing, budgeting and stewardship
  • Be a lifelong learner
10Build an Emergency FundProverbs 6:6-8
"Go to the ant, you sluggard! Consider her ways and be wise."PROVERBS 6:6 (NKJV)

Just as the ant prepares for winter, you can prepare for the unexpected. It is wise, not faithless.

  • Aim for 3-6 months of essential expenses
  • Store it in a safe, liquid place
  • Use it only for genuine emergencies
11Give Generously and Cheerfully2 Corinthians 9:7
"God loves a cheerful giver."2 CORINTHIANS 9:7 (NKJV)

Giving reflects the heart of God. He blesses us so that we can bless others.

  • Practice planned and spontaneous giving
  • Help the poor
  • Give your time, talent and treasure
12Avoid Greed and Get-Rich-Quick SchemesProverbs 28:20
"A faithful man will abound with blessings, but he who hastens to be rich will not go unpunished."PROVERBS 28:20 (NKJV)

Quick wealth often leads to ruin. God's way is slow, steady and character-building.

  • Trust steady diligence over flashy shortcuts
  • Reject scams, gambling and shady investments
  • Let patience guide your growth
13Think GenerationallyProverbs 13:22
"A good man leaves an inheritance to his children's children."PROVERBS 13:22 (NKJV)

Biblical finance is about legacy as well as today. Build a future that blesses the next generation.

  • Teach your children financial wisdom
  • Model stewardship in your home
  • Build spiritual and material inheritance
14Trust in God, Not Riches1 Timothy 6:17
"...nor to trust in uncertain riches but in the living God, who gives us richly all things to enjoy."1 TIMOTHY 6:17 (NKJV)

Wealth is uncertain, but God is not. Financial peace comes from trusting Him and not from a number in your bank account.

  • Pray over your finances
  • Seek first the Kingdom
  • Don't let money define your identity
+Final Chapter: Now Walk It OutPut everything you've learned into action

You finish the study with a clear way to turn what you've read into daily habits, so that your faith and your finances move in the same direction.

A key Bible verse

Every chapter is anchored in Scripture (NKJV).

Practical wisdom

Clear, down-to-earth teaching you can apply this week.

Reflection questions

Prompts that help you look honestly at your heart and habits.

A closing prayer

Words to surrender that area of your finances to God.

How to Manage Your Finances Biblically shown on a tablet, a phone and as a printed book
Digital eBook you can read on your phone, tablet or computer.

A taste of the book

Words that hit the heart and change the wallet

You're not the CEO. You're the manager. And Yahweh, the true Owner, is perfectly capable of handling His business.Chapter 1
Budgeting isn't restriction. It's revelation.Chapter 2
God doesn't need your money. But you need what giving does to your heart.Chapter 3
Wealth doesn't grow in hype. It grows in faithfulness.Chapter 4

Included with your copy

10 bonus chapters to take your faith and finances deeper

The core study teaches the principles. The bonus section gives you tools, challenges and prayers to live them out.

Bonus 1

How to Create a Bible-Based Budget That Actually Works

A step-by-step budget you can start using right away.

Bonus 2

The 7-Day Contentment Challenge

A week of daily practice to loosen the grip of "more."

Bonus 3

How to Pray Over Your Finances

Sample prayers for every season of your money life.

Bonus 4

Declutter Your Life, Simplify Your Spending

Clear the clutter and make room for what matters.

Bonus 5

Tithing and Giving Tracker

A heart-check tool to keep your giving intentional and joyful.

Bonus 6

How to Teach Your Kids About Money, God's Way

Raise the next generation to be wise stewards.

Bonus 7

The Financial Fast: A 3-Day Reset

A short exercise in resetting your desires.

Bonus 8

Money and Marriage

Build unity in how you and your spouse steward money.

Bonus 9

The Christian's Guide to Handling Financial Anxiety

Find peace when the numbers feel heavy.

Bonus 10

How to Set God-Honoring Financial Goals

Turn your convictions into goals you can actually reach.

Get the Book and All 10 Bonuses

Is this book for you?

Read this before you get your copy

This study is built for a specific kind of reader. Here is how to know if that's you.

This book is for you if…

  • You're a Christian who wants to honor God with your money and aren't sure where to start
  • You feel stressed, ashamed or stuck when you think about your finances
  • You're recovering from financial mistakes and want a fresh start
  • You're just starting out and want a biblical foundation from day one
  • You want to give, save and spend with peace and purpose
  • You're willing to journal, pray and put what you learn into practice

This book is not for you if…

  • You want a get-rich-quick formula or a prosperity gospel shortcut
  • You expect personalized investment, tax or legal advice (it offers biblical education and general guidance only)
  • You want to be guilt-tripped into giving. This study invites you to give cheerfully
  • You'd rather skim for tricks than let Scripture challenge your heart
  • You aren't open to changing a few habits

For major decisions, the book encourages you to seek qualified professional guidance as well.

Why get this book

Because your finances are part of your walk with God

It's rooted in Scripture, not opinion

Every principle comes from a passage you can open and read for yourself.

It's practical enough to use this week

Budgeting, saving, debt payoff, giving and emergency funds are all covered in plain language.

It treats the heart, not just the numbers

You'll see why you spend the way you do and how to change it from the inside.

It's built for your pace

One chapter at a time, with reflection questions and a prayer to close each one.

It goes beyond the basics

Ten bonus chapters cover marriage, kids, anxiety, giving and goals.

A man reading How to Manage Your Finances Biblically at a desk with a notebook and highlighters

How it works

Three simple steps to a new financial story

Get your copy

Pick up the book through Patreon and open it on any device.

Study with a journal and a prayer

Read a chapter, answer the reflection questions and invite the Holy Spirit to lead.

Take one step each week

Cancel a subscription, start a budget, give first. Small, faithful steps add up.

Start Step 1 Today

"Let every dollar in my hand become a seed for Your Kingdom."

From the opening prayer

About the author

Written by Joshua Infantado

Published by Becoming Christians, this study was written to help everyday believers handle money in a way that reflects their trust in God. Visit BecomingChristians.com for more Bible-centered resources.

Questions

Frequently asked

Is this a prosperity gospel book?

No. The book states plainly that it isn't about prosperity gospel hype or guilt-tripping you into tithing. It teaches faithful stewardship, contentment and trust in God, and it warns against get-rich-quick schemes.

Do I need to be good with money to benefit?

Not at all. The study is written for people just starting out, people recovering from mistakes and people who simply want to do better with what they have.

How long does it take to go through?

It's a 14-part study, and many readers take one chapter a day. You can also go at your own pace. Consistency matters more than speed.

Which Bible translation does it use?

Scripture quotations are from the New King James Version (NKJV) unless otherwise indicated. The book also refers to God by the names Yahweh and Yahshua.

Is this financial advice?

The book is for biblical education, spiritual growth and general financial guidance. It is not professional financial, investment, tax or legal advice, and it encourages you to seek qualified guidance for significant decisions.

Can I go through it with my spouse or a friend?

Yes. The reflection questions and prayers work well for couples and accountability partners, and there's a bonus chapter on money and marriage.

How do I get the book?

Tap any "Get My Copy" button on this page. It takes you to the book's page on Patreon, where you complete your purchase.

Your next step

Let's rewrite your financial story with God at the center

Take a deep breath. You're in the right place. Get your copy of How to Manage Your Finances Biblically and start walking it out today.

Get My Copy Now

Secure checkout on Patreon

Get My Copy Now
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How to Trust God Completely (Even in Difficult Times): 7 Steps to Take

Do you want to know how to trust God in your life? Do you want to know how to increase your trust in God even during difficult times? If yes, then this post is for you. Continue reading to discover the important steps you should take when you need to trust God both in and out of the storms in life.

In a world full of lies, it is difficult to trust anyone or anything anymore. As we live in the digital and internet age, fake news spread faster than the truth. The people who promised to take care of you fail you. 

A lot of people are out there to deliberately deceive others. Even the closest friends can betray one another.

I heard one person say, “It is dangerous to trust an honest person because you don’t know when he is going to lie.” 

Oh, how true this quotation is as we see people who are supposed to be trustworthy have lived a life of life.

In the past, a simple handshake seals a contract. When you give your word, people know that you will deliver. But now, truthfulness and honor have become a thing of the past.

It seems we can’t trust anyone anymore.

However, here’s the good news: You can trust God — fully, totally, and COMPLETELY!

Of course, it is easier said than done. Because of our human experience and tendencies, it is not always easy to trust our heavenly Father.

Yes, we can trust Him when time is good and everything is going our way. However, can you still trust Him when all things seem not to go your way?

I know and you know, it is not always easy to trust God. 

That’s why, in this blog, I want to make it easier for you. I want to show you the 7 steps you can take right now to start believing and trusting God.

So, how to trust God? Here are seven steps to take!

Step 1: Trust God by knowing who He is

The very first thing you need to do when you want to trust God is to know Him.

When it comes to trusting people, who would you trust more, a stranger or a friend? Obviously, it is easier to trust a friend. Why? Because you know that person.

In the same way, you can’t trust God if you don’t know Him. If you don’t know who God is, His character, His purpose and will for you, you are going to have a tough time believing in Him.

Psalms 9:10 tells us:

And those who know Your name will put their trust in You;
For You, LORD, have not forsaken those who seek You. 

As you can see, the Bible tells us that we must know God. Now, one of the first steps you should take is to know His name.

Do you know His name? The name “God” is actually a title. It’s not a name. God has a name and His true name is Yahweh. It is the name that sets Him apart from other false gods of this world.

Yes, we can call God our Father, but to have more knowledge about God, you have to know His true name, which is Yahweh. 

His name tells us a lot about who He is and His nature. Yahweh means the ever-existing One — the One who was, who is, and who will be.

Knowing God is so crucial that Yahshua or Jesus Christ said in John 17:3:

“And this is eternal life, that they may know You, the only true God, and Jesus Christ whom You have sent.”

What is eternal life? 

According to Yahshua, it’s knowing God and His Son!

That’s how important it is to know God.

So, if you want to learn how to trust the Almighty, you got to know who He is.

Additional helpful reading:

How to Trust God Completely (Even in Difficult Times): 7 Steps to Take

Step 2: Trust God by knowing his Promises

If you want to learn how to trust God, you must know His promises. You need to be familiar with what He says that He will do for you.

We all know that we must trust God, but trust Him for what? Trust Him for His promises.

Part of knowing God is to know His promises. Once you know these promises, you can then hold onto them and build your prayers around the verses where you find these promises.

Here are some of the best promises of God that you should know:

I am with you

Fear not, for I am with you;
Be not dismayed, for I am your God.
I will strengthen you,
Yes, I will help you,
I will uphold you with My righteous right hand.’ Isaiah 41:10

God will not allow difficulties you can’t handle

No temptation has overtaken you except such as is common to man; but God is faithful, who will not allow you to be tempted beyond what you are able, but with the temptation will also make the way of escape, that you may be able to bear it. 1 Corinthians 10:13

God will work all things out for good

And we know that all things work together for good to those who love God, to those who are the called according to His purpose. Romans 8:28

God will provide our needs

“Therefore do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For after all these things the Gentiles seek. For your heavenly Father knows that you need all these things. Matthew 6:31-32

God will give us strength

He gives power to the weak,
And to those who have no might He increases strength. Isaiah 40:29

God will not leave us nor forsake us

Be strong and of good courage, do not fear nor be afraid of them; for the LORD your God, He is the One who goes with you. He will not leave you nor forsake you.” Deuteronomy 31:6

God will fight for you

For the LORD your God is He who goes with you, to fight for you against your enemies, to save you.’ Deuteronomy 20:4

These are just some of the important promises of God and each of them gives you stronger and more powerful reasons to trust in Him.

Step 3: Trust God by knowing God’s reliability

Now you know some of the promises of God, how would you know He will keep it? 

After all, we are all too familiar with the saying, “Promises are made to be broken.”

That might be true for the world, but for God, He is telling us, “Promises are made to be fulfilled.”

People may not be reliable, but you can be sure that God is reliable. When He says He will do something, He will definitely do it. 

He is consistent and trustworthy. 

You can always count on Him.

We read in Number 23:19:

“God is not a man, that He should lie,
Nor a son of man, that He should repent.
Has He said, and will He not do?
Or has He spoken, and will He not make it good?

This should tell us that God will not only promise something but He has ALL the power in this vast universe to keep His promises.

Hebrews 6:18 added:

That by two immutable things, in which it is impossible for God to lie, we might have a strong consolation, who have fled for refuge to lay hold of the hope set before us. 

As you can see, why can you trust God? 

Because He is completely reliable. He doesn’t lie. And most importantly, He is the supreme God who has the POWER to deliver every single promise He has given.

Step 4: Trust God by knowing His Love

What does God’s love have to do with trusting Him? Well, it has to do with everything!

You can trust God because He loves you!

Because of the immense and unimaginable love of God for us, everything that He has planned for us is all good for us. He never meant any harm. He never caused anything to destroy us.

Everything that God does is done out of love. 

He loves us so much that He was willing to make the ultimate sacrifice and that is to send His beloved Son to this world (John 3:16) and die the most gruesome death any human being could have conceived!

Romans 8:32 tells us:

He who did NOT spare His own Son, but delivered Him up for us all, how shall He not with Him also freely give us all things?

This bible verse is basically telling us that God didn’t even withhold His Son for us. If God was willing to give up His Son, how much more would He give us everything that we need?

That’s the extent and magnitude of God’s love for us. God even loved us not when we are already righteous, but He has loved us while we were still sinners!

We read in Romans 5:8:

But God demonstrates His own love toward us, in that while we were still sinners, Christ died for us. 

Can you imagine that? 

We, as humans, have rebelled and sinned against God over and over again. Yet, God’s love for us is still there and He doesn’t give up on us. 

He still invites us to change and develop a close relationship with Him.

And because God loves us, what makes Him happy? Luke 12:32 tells us:

“Do not fear, little flock, for it is your Father’s good pleasure to give you the kingdom.”

God’s happiness and pleasure are to give us the Kingdom. That’s the ultimate goal of God. He wants us to be saved, to be transformed into spiritual beings, and be part of His glorious Family!

So, how can you not trust a God who constantly loves you, cares for you, and thinks of you? How can you not trust a God whose only goal is to provide you with eternal life and a chance to salvation? How can you not trust a God who won’t hesitate to give you all the things that you need?

Surely, God is worthy of our trust!

Step 5: Trust God by developing the eyes of faith

Trusting God can be really difficult if you don’t have faith.

That’s why it is super important to strengthen your faith so you can also trust in God.

The Bible tells us:

“For we walk by faith, not by sight” (2 Corinthians 5:7).

In life, there are a lot of things that can wear you down. You may come to a point where all you see physically are problems with no solutions. 

you can’t fully trust God without faith and you can’t fully have faith without trust in Him

However, as the Apostle Paul mentioned, if you only use your physical eyes, you will surely stumble. You will surely forget to trust God.

After all, how can you trust God if all you see are problems after problems with no solutions in sight?

Well, the answer is by using the eyes of faith. 

Indeed, we walk by faith and not by sight. It basically means that whenever we are going through difficult times, it is not enough to simply look around, you need to look up. 

You need to look to God because He is still on His throne. He is still in control and He is still not done with you. The work He has started in you He will finish until the end.

Remember the servants of God in the Bible. What kept them going in spite of their hardships in life?

They used the eyes of faith. 

We read in Hebrews 11:13-14:

These all died in faith, not having received the promises, but having SEEN them afar off were assured of them, embraced them and confessed that they were strangers and pilgrims on the earth. 14 For those who say such things declare plainly that they seek a homeland.

These people didn’t simply know the promises of God, but they have also seen them with their eyes of faith! Perhaps, God even showed them supernaturally what the future holds for them.

What I’m saying is you can’t fully trust God without faith and you can’t fully have faith without trust in Him.

Faith and trust work hand in hand. 

So, if you truly want to know how to trust God, you need to know how to have faith in Him as well.

Step 6: Trust God by reading the stories of faithful servants of God

Today, people talk about how God changed their lives and how trusting in Him has made them stronger in faith.

While it is great to listen to their testimonials, you may also want to read the inspiring and beautiful biblical stories of people who trusted in God.

You can start going through the list of people mentioned in Hebrews 11. When you read through their life, you will be filled with inspiration and motivation. You will learn how God has worked with them as long as they have put their trust in Him.

Here’s a quick list of the heroes of faith mentioned in Hebrews 11. You can also click on their hyperlinked name to read the lessons from their life:

These are just some of the heroes of faith. Read their stories and you will see how these people trusted God and eventually mentioned in the faith chapter.

I actually have an eBook entitled, “The Eleventh Chapter of Hebrews” and I’m giving it away for free. Here’s how you can request your free copy. 

Step 7: Trust God by seeking His will in your life

Finally, to truly trust God, you must know His will and purpose for your life. When you truly understand God’s plan of salvation, you have a better understanding of the purpose of life, where we are going, and what God has in store for humanity as well.

It is true that you don’t have to understand everything to trust God. However, it is easier for us to trust Him if we understand His plan.

That’s why, when you seek God’s will in your life, you gain a supernatural direction. It serves as a guide and tells you which path you should take. It gives you purpose. It gives meaning to your very existence.

Take note of this: when you seek God’s will in your life, you are letting God guide you. 

When you know God’s will, you become more thankful when He blesses you. You become wiser when difficulties come upon you. You gain a better perspective in life because you know God’s invisible hand is guiding you. 

Thus, no matter what happens in life, when you know you are seeking God’s will in your life, it becomes easier for you to trust Him.

Decide to trust in God completely!

I hope through this blog, you have learned how to trust God completely even during difficult times. With the seven steps I have discussed above, I pray that you learn to better trust God and put your faith in Him.

God is undeniably trustworthy and He is worthy of all our confidence and trust. However, believing is not enough. We need to make the decision right now — not tomorrow, next month, or next year. I mean NOW!

The sooner you trust God, the sooner you will experience His presence and even further learn to rely on Him.

So, trust God. Surrender your life to Him and you’ll surely live a more blessed and fulling life!